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Bank Loan Hardship Variation Request Letter
Price range: $49.00 through $399.00 (Inc. GST)
Request a bank loan hardship variation with a compliant letter referencing the National Credit Code and AFCA guidelines.
Description
Bank Loan Hardship Variation Request Letter
If you’re struggling with repayments, banks must consider hardship variations. Our Bank Loan Hardship Variation Request Letter references the National Credit Code and AFCA guidelines, improving your chances of approval.
Why This Letter Matters
- Drafted specific to your situation
- Protects your rights under the National Consumer Credit Protection Act.
- Clearly requests variation terms (reduced repayments, extensions, pauses).
- Supports escalation to AFCA if the bank refuses.
DIY vs Our Professional Letter
| DIY Letter | Our Letter |
|---|---|
| Vague and weak | Strong, compliant, persuasive |
| Often dismissed | Harder for banks to reject |
| No references | References AFCA and Credit Code |
⚖️ Please note: This does not constitute legal advice. If you need legal representation, seek independent legal advice.
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